Disability and Long Term Care Insurance

Group Health Insurance

New Member Benefit:


Individual Disability, Individual Long Term Care,
and Group Health Insurance

Group Health Insurance

Dear Members,

The NJELSA is always working to secure unique and special value-added Benefits, Products and Services to enhance your membership.

We are pleased to announce that we have received company approvals to offer programs to our members at a discounted premium with enhanced benefits that are not available to the general public:

• Group Health Insurance – Potential Discounted Premiums and/or Refunds
• Disability Income Protection – Principal Mutual Insurance Company
• Long Term Care Insurance – Mutual of Omaha
• Accidental Death & Dismemberment – no cost when enrolling through with our Aflac broker.
• Dental Discount Programs – offered specifically to members without dental insurance.
• Business and Personal Planning Service Upon Your Request.

To best serve you, we will be reaching out to our members to answer any questions and review each of the above programs in detail. At your request, specific product informational brochures will be made available for your review.

Two highly trusted, respected, and experienced insurance professionals and their teams will be available to you. They each bring many years of business experience and will give you accurate information to benefit you, your family, your business, and your valued employees. They are:

Giulio Padovani, MBA,CLU,ChFC,RHU 
Padovani Financial Group 
(908) 432-2055

Bernard Mehalick
Mehalick Insurance Agency
(732) 887-8911

Both Giulio and Bernard have assisted many businesses toward growth, increased revenue and employee retention while increasing the business owner and their family’s personal wealth.

They have committed to provide unparalleled service and sincere recommendations for your benefit.

Group Health Insurance

Indiviual Insurance Coverage